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Ride Now. Pay Later.

At 505 Cycles, a fantastic new bicycle is within your reach. Increase your buying power, and take home a new bike and cycling apparel and equipment today! We offer two special financing plans, allowing you to ride now and pay later.
Applying online is quick, convenient, and secure. Qualified buyers can be pre-approved in minutes! You can also visit us and apply in-store; please bring a valid ID, credit card, and your social security number. As soon as you’re approved, you can start enjoying all of the benefits of special financing.

We have two options: One to lease and finance - no credit needed - and one to buy on credit through Synchrony Financing.

Click a banner to get started:

Acima Application
Synchrony Application